Personal Debt-Information On Average Personal Debt, Personal Debt Consolidation Loan, Personal Debt Consolidation

pamela f asked:


When a person dies with debt – like credit card debt, is the debt wiped out or does the responsibility fall on family members and if so how is it determined what family members are responsible for paying the debt. I’m not talking about funeral expenses, but personal debt.

Tim Curtis

shiningstar asked:


Just cant keep up with the minimum payment and have tried consolidation, and negotiation. Dont know what to do.

Zoe Capponi

chicken2008 asked:


Is it good to use a personal check for payment. Or is it better to get a money order to send them.

Carlos

Lil asked:


I have $15,000 in credit card debt and I need a loan to help me put my debt together and make only one payment. My credit score is 615. Does anyone know who can help me with this. I don’t want the debt consolidation consultants.
I don’t have any late payment history or other negative input.

Lashanda Liukko

Holly H asked:


i want real people with real experience to answer please or if someone you know has gone through it.
my hubby and i are trying to figure out which is better i really dont wanna do anything that is gonna hurt our credit. which is better and who should i go through? hubby is in the air force and i am a stay at home mom.
thanks a bunch!

Caroline

Nina W asked:


What type of professional offers assistance with examining and evaluating an individual’s personal financial debt. I am looking for someone to review my personal balance sheet and provide suggestions on how to make improvements. I have no investments and am way over-extended. I am concerned about using a CFP, because I am not looking for portfolio or investment advise. I am also concerned about meeting with a banker, because I have horrible credit and certainly don’t want to borrow more money. Additionally, I need more help that just reading a book can offer. I know I need to make changes, I would like to get a professional’s advise on making these changes wisely.

I would appreciate any suggestions on getting some strong financial advice.
This is not unsecured debt i.e. credit cards. This is real estate, cars, boats, etc. We make a healthy income. Its not the daily purchases of coffee and eating out that is draining us. We have too many high ticket items and need help determining which to refinance and which to sell. I am looking for the appropriate type of financial advisor to help us.

Percy Mingledorff

Braden J asked:


Help! I’m terrible with money. I need to find the best program out there that can help me get back on track.

Joslyn Powers