Personal Debt-Information On Average Personal Debt, Personal Debt Consolidation Loan, Personal Debt Consolidation

mdhislam asked:


I have $38000 credit card loan. It is hard to manage all of them.
They are high interest rate. Is there any personal loan out there
which will be lower interest rate and I can pay one creditor….
I have good job but this credit card killing me.
I don’t have any house. I also do not want to file bankruptcy or consolidation.
I work for the city and my salary is over 75 in the w2

Aleksandra

victortheman808 asked:


I have a joint business account with my cousin. We run a small business. I have a lot of personal debt that I have been neglecting (times are really rough), and I am afraid that they will come after my bank accounts.

Can the creditors seize join business accounts? I don’t know if the rules are different for business accounts.

If the answer is yes, then what steps can I take to ensure that the joint account stays up? Is it possible to remove myself from the joint business account even though the business is in my name as well?

Keenan Masella

shainastar08 asked:


I have a $530,000 all-interest mortgage loan. I am interested in refinancing soon, (if it is a good time to do so?) Should I refinance and add my $15,000 of personal debt to my new loan? Or should I get a personal loan for $15,000 from my bank?

Renaldo Cerio

briana asked:


This woman has called my stepdad, my grandmother, my stepdad’s x wife telling them I am behind in my car payments that they are issuing a warrant for my arrest. Also said some pretty bad things to my stepdad’s x-wife about my character

Aleisha Sanchec

Sweetseve asked:


There are claims all over the place for government assistance for getting out of debt, and things like that. I want to know, beyond the clutter of spam, and the many how to books online, is there really any kind of individual assistance offered to pay back loans and other such debts?
I appreciate your suggests, but this is a very specific question with a very specific answer. I’m aware of many places you can go for debt assistance, but I’m specifically looking for grants from the government or organizations. I would like to know if such a thing actually exists. Thank you.

Ettie Nosworthy