Personal Debt-Information On Average Personal Debt, Personal Debt Consolidation Loan, Personal Debt Consolidation

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Im goong In The Iraq

Wiley Reye

HawaiianGiftsofAloha.com asked:


I applied to credit cards, they approved me. I have never been late on any bills to my name. Can a credit card company approve me for a limit then lower that limit due to “credit debt increase” and if so is there a way to argue that with the head hancos? I just started a business and it is more of a business debt then a personal debt. Any Suggestions??/?/

much appreactiated Laura

Doyle Banis

Tom asked:


I owe about 12000 in credit card debt. These cards are all have an interest rate between 17% and 25%. This is spread out over 4 cards. Would it be a good idea to get a personal loan from a bank to pay off this debt? Would a bank even give me a loan if I already have 4 credit cards? I don’t know if I would want to apply for another low interest credit card, I think I would rather do it through a bank.

Enoch Whitton

Asif fan asked:


If anyone knows of anybody who could offer this to me please let me know. Thanks.

Aleksandra

Patrick from Boston asked:


We are developing a website that will sell a low-cost ($29.95) fully-customized report to consumers who are in debt. The report, utilizing a system known as “snow-balling” will detail the payments the consumer would need to make to payoff their debt quicker than they normally would, attacking the higher interest rate debt first. We are not offering securities of any kind, simply offering personal financial advice in return for payment. Should we be looking to register with the state? Thanks in advance for any help!

Broderick Lopeman

BOB asked:


15k in credit card debt, 17K in personal student loan debt, 15K in government student loan debt, 15k in car loan debt.

All im trying to do is consolidate my CC debt. The rest i will deal with with later.

Anyone know of a legit company? No marks from credit solutions please!

i know you guys are on the ripoff report and i have called the better business buereau about you and know you are bad business and fradulent.
STOP…READ…. NO MORE CREDIT SOLUTIONS MARKS!!! YOU GUYS ARE FRAUDS. CANT YOU READ WHAT I POSTED ABOVE AND YOU GUYS ARE STILL POSTING ANSWERS. GEEZ!!!

Antione Massengill

dana803 asked:


I have many debts from CCs to a car to personal loans. On 2 CCs, I just lost track after having moved, changed jobs, etc. They went to collections just as I was going to try to make arrangements. I understand that settling shows up on the credit report as settled, but it’s tempting to do when it can save me so much, and I can start to get the debt in the past. How much worse would it make things for me in the long run if I settle vs. knock the interest down and pay off the amount in full? Will it significantly affect my ability to buy a car, rent an apt, buy a house, get a CC, etc, any more than if I paid in full? The collectors are calling. What’s the best answer? I want to be on top of my finances again. I’m not used to having a delinquency problem. It’s not me. I want out of debt and to build my retirement, especially when I’m already 34 and have all debt and no real assets or equity after being married to someone who ***** me dry financially.

Marilyn Worchester

Stefanie P asked:


I’m not looking for payday loans since they just mess you up worse. I am trying to get a personal loan thru a bank to pay off my credit card debt, but because my credit is very poor I can’t seem to get one from anyone. Can anyone help?
I’m not looking for payday loans since they just mess you up worse. I am trying to get a personal loan thru a bank to pay off my credit card debt, but because my credit is very poor I can’t seem to get one from anyone. Can anyone help?
After reading some responses, I should say that granted it will not get rid of the debt but instead of multiple payments I want one montly payment to one place.

Tom