Personal Debt-Information On Average Personal Debt, Personal Debt Consolidation Loan, Personal Debt Consolidation

Arjay V asked: hi, i recently racked quite a debt due to my gambling addiction. i owe credit card companies about 40k. that amount is not from purchases but from balance tranfer checks that I cashed to use for gambling. basically, i didnt use any of the check to consolidate debts. I know [...]

Newlyone asked: Over time i have accumulated large credit and personal loan debt that i am really hurting from today. In the past 6-12 months i have been making minimal payments on all the credit cards on time. The interest rates are high on the credit cards between 19-30%. I contacted serveral debt [...]

manderin asked: If so, what are the companies names, numbers and/or web addresses? I have been considering doing one of these programs for some time now, but I want to be sure I don’t pick a company that will be more harm than good. What kinds of questions should I ask a representative, once I [...]

scammed:-( asked: What personal information would I need to give to a company in order for them to contact the IRS about my tax debt?Manual Mosier

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Pat C asked: My husband has a large amount of personal credit card debt, I notified all the creditors that he is deceased. Now they are calling trying to collect from me. My credit report shows that I am an authorized user for 3 of the cards. Am I liable for any of them? I [...]

lil’ angel asked: would it be wise of me to ask for a bit more money, so I can pay off the credit card, that way all of my payment would go towards the balance of the personal loan?
Or is that just a bad idea?Alex

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Dakine808 asked: I have about 7k in credit card debt. I also need some extra money for the property tax coming up by the end of the year. Would a personal loan be better than a HELOC?Tula Godshall

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Butterfly86 asked: I contacted a debt collector about a debt owed. He kept prying and asking “how much will i get back in taxes and when will i get it back” then he told me that it sounds like i shouldn’t have a problem paying it then, and then asked what other bills i [...]

KING asked: My Discovered card has offered me a personal loan to pay all of my credit card debt on one bill. They quoted me 12.9 % @ a fixed rate for a $20,000 loan. Well, my credit card rates range from 8.7 to 10.9 (variable). Discover told me that even [...]

RainbowBrite asked: Okay first things first, I have an apartment and I really don’t want to lose it nor the stuff that is in my apartment, I am just at a point in life right now that isn’t good.
I got cut back on my hours at work and I’m only pulling in about 1300.00 dollars [...]