Personal Debt-Information On Average Personal Debt, Personal Debt Consolidation Loan, Personal Debt Consolidation

Whatever asked:


I am trying to get all my debt consolidate into one monthly payment, but without closing the account. My credit score is around 685..Who would you recommend to get a personal loan thru or you know something that would consolidate it together for me?

Monty Sivic

Judy asked:


I just read in yahoo finance
For assistance, you may want to turn to your financial advisor, who can help you to allocate your resources wisely to address your credit card debt.

http://finance.yahoo.com/how-to-guide/personal-finance/18311

Are they serious? A person with cc debt has a financial advisor?
What world do they live on?

Veronique Milhorn

Castello asked:


I need a personal loan because I want to pay off my debt and need to finish paying for my wedding. Please help. Where can i get a loan from? No scams?

Natalie

Sue K asked:


My friend Juggy has started a business in which she helps people with their personal budgets. She charges a reasonable rate and has really helped people turn their lives around who were in debt and now she needs a name for her business. She has been using the name “JJ Personal Budgets” I find it too “boring”? Any suggestions

Everette Cockriel

UW_econ_chic asked:


I have been weighing the options between getting a student loan or a personal loan, as I am in my 1st year of graduate school and have made it this far without taking on any debt. My problem is that I have no credit, due to family suggesting I not get a credit card while I’m in school, but now this means that I’ll most likely need a cosigner. I’m fine with this, but I’m now looking to do what will best help me build credit, and what I’m not sure of is which type of loan will be best in order to acheive this. help me compare!

Moshe Able

Ava asked:


I want ebooks that presents an overview of personal wealth-building strategies that includes setting financial goals, seeking guidance, budgeting, saving and investing, and managing debt. Quick and easy strategies for getting control of your money. An all-you-need-to-know introduction to managing and making the most of your hard-earned money.

Yetta Minger

pdooma asked:


Even when the Dow was over 13,000…when unemployment was at 4%…Americans STILL overspent!

Now, average credit card debt is $4013. The average household credit card debt is $7900.

These numbers are actually LOWER than they had been. October, 2008: $4208 per adult, $8188 per household But this is still really high. Why can’t Americans spend within their means? These aren’t necessarily working class poor that racks up this debt out of necessity, but middle and upper class people who simply can’t stop spending.

Jane

Ksenya S asked:


I need to borrow $40,000 I have no colatteral like real estate and have no assets. I borrowed money from friends and family and had to declare bankrupcy where can i borrow money for about 5 years to apy back everyone I owe. I currently have a job and would be able to pay about $300 a month in loan repayment.

Dennis Smeltzer

Richard_CA asked:


I had several accounts of debt that I was responsible for from the early to mid 90s. These debts consisted of a home ($120,000), a central heating/central air unit installed in the home ($15,000). A water softener system also installed in the home ($5000). Personal Loans – one was secured by household goods for $4000 and one was not – another $4000. And credit card debt for $850. I stopped paying these loans back in 1995 and stopped paying my credit card in 1997 because my debt exceeded my income. I could not take the house or the water softener or the central heating/air unit with me, so why pay for it. I get letters every once in a while from these people still trying to collect and I always ignore it. None of these items appear on my credit report, and I’ve been told that my credit report is excellent with a credit score of over 800. Can anyone tell me if these bill collectors can come after me for the balance owed almost 15 years ago?

Noah Asamoah

latenight asked:


He left the country to go be with a girl he met online and he literally just packed a bag and got on a plane. He was a pack rat and left all of his personal belongs behind. I have had enough to deal with from the debt he accumulated and his pets that he left behind. Can I trash his stuff?

Erick Rocha