Archive for December, 2009

Any suggestions on where to find an online personal finance planner for free?

Wednesday, December 30th, 2009

Tonya asked: I would like to have a safeand secure, legit, personal finance tracker online. Basically where I can input debts and have access to assistance or tips, a way to keep up with my finances and get things on the right track. Any suggestions? I was scared to try some places because I wasn’t [...]

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Where can I find a Personal Loan with a really bad credit score?

Wednesday, December 30th, 2009

malaret2 asked: I have a good paying steady job with the best job security(i’m in the Military). im in debt but only because i have all these bills in different places and not enoughf money to pay for all of them, if i had a personal loan for about $5,000-$8,000 i would be more [...]

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I need to get rid of Credit Card Debt?

Monday, December 28th, 2009

lildanger2003k asked: Where is a good place to consolidate my Debt and a good place to get a personal loan to pay off my debt.Domingo Hammans

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How does a personal debt settlement affect your credit report?

Monday, December 28th, 2009

crow_326 asked: Sorry this is long: I cosigned for a fiance’s car loan in 2001. We broke up in 2002. He wrecked the car in 2003 and since he had GAP insurance I figured all was well. in 2005 I started being harassed by collection agencies for a balance of $1500. [...]

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Sent a collection agency a personal check to settle a debt and it has not been cashed in over two weeks?

Sunday, December 27th, 2009

David U asked: I received a settlement letter from a collection agency. I wanted to take advantage of the settlement offer so I sent them a personal check for the settlement amount. I sent it certified mail so I have proof they received it before the offer is to expire. It has been [...]

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What is the best way to pay off my credit card debt?

Sunday, December 27th, 2009

ajlnkb23 asked: I have less than $5,000 in credit card debt, but it kind of has me in a bind. It seems I’m only paying off the interest while the actual balance never goes down. I applied online for a personal loan, but was rejected. I was thinking of maybe using a [...]

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Personal loan to pay off credit card debt?

Friday, December 25th, 2009

jesssm1982 asked: Is it a good idea to take out a personal loan to pay off credit card debt, then there will only be that 1 bill to worry about?
Total CC Debt is $11,000.
CC #1 APR = 18%
CC #2 APR = 27%
CC #3 APR = 28%Ashley

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How can I pay off my bad credit without a debt consolidation service?

Wednesday, December 23rd, 2009

dolphinsurfcafe asked: All of my credit debt sums up to $5,600.
The largest one in this group is about $1,600.
What’s the best way to go about paying this off.
I tried a personal loan and couldn’t get one because of my bad credit history.Willy Sadbury

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How do you get out of debt when you are not in trouble yet?

Sunday, December 20th, 2009

California Girl asked: Okay #1 I want to pay everyone back.
Here is the deal. My family and I have about $25,000 worth of debt. Currently I am riding $10,000 of it on one of those 0% APR cards which will turn to 8.99% next March. I have a little here and a little there. I [...]

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Has anyone done credit counseling or debt reduction?

Sunday, December 20th, 2009

Jay asked: I need information on what a good credit counseling or debt reduction company is, and if anyone has personal experience or recommendations.Todd Moisa

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