Is it a good idea to use the insurance that I pay on credit card debt? how will it reflect on my credit report
Saturday, December 19th, 2009gabivat asked: and on future application for personal and business loans if I use it to pay the debt. The debt that I need to pay is $14,000 personal. Thank you for taking the time.Lauren Diprima
Share and Enjoy:
Transferring Balanced from Personal to Business Cards?
Saturday, December 19th, 2009ChicagoJR asked: I run a couple of small business and have traditionally used personal credit cards for the expenses. I would like to get my utilization down on my personal cards so I can increase my score and refi a couple of cars at lower rates. Is there anything wrong with transferring debt from my [...]
Why file bankruptcy when you can wait for the statute of limitations to expire on credit card debt?
Thursday, December 17th, 2009Mrs Cleavers hairless beaver asked: I was thinking about this the other day, I used to work in collections and couldnt figure it out. It takes what 7-10 years for bankruptcy to age of your credit, the normal statute of limitations is (in my state) 6 years for credit card debt and 10 years for [...]
Can you hardship withdrawal for personal reasons?
Thursday, December 17th, 2009matandmaegan asked: My husband and I are in debt really bad and we need to withdrawal about 2,000 from his 401(k) in order to prevent lawsuit from these ppl. I’ve been told that we can get a hardship loan for personal reasons but I need to know if that’s true or not. We cannot take [...]
What is the proper way to write a collection letter not business personal to X?
Wednesday, December 16th, 2009Darcy B asked: my x ows me money. we had a verbal agreement for him to pay then he signed a personal letter stating that he would pay 150 every month untill the CC was payed off. he made two payments then stoped. he ows me more money that the bill is worth but that [...]
Where can I find a Personal Loan with a really bad credit score?
Monday, December 14th, 2009malaret2 asked: Where can I find a Personal Loan with a really bad credit score?
I have a good paying steady job with the best job security(i’m in the Military). im in debt but only because i have all these bills in different places and not enoughf money to pay for all of them, if i [...]
Has anyone had a not so good experience with a debt management company?
Friday, December 11th, 2009carmelapple2001us asked: Last year I had lost my job and got way behind in my bills. When I found a new job I decided to work with a debt management company to help with my debts. I’ve been with a company about five months and I’m starting to get calls from collectors almost [...]
I’m out of school and trying to go back. How can I pay a debt so I can get my transcript?
Friday, December 11th, 2009Van_Saline_Vandal asked: Alright, to make a long boring and very aggrivating story for me short, I had a really rough start when I first went to college. I wound up in financial troubles and wasn’t able to attend my classes and wound up kicked out of the university. But now, somehow for [...]
Is it true that there are personal government grants?
Thursday, December 10th, 2009paisley_is_love asked: I heard today that there are government grants you can apply for that you can use to pay off your debt. This sounds incredibly far fetched to me and most of my internet research is blatantly shady and scamish. I’m assuming this is too good to be true, but on the off chance [...]
Did we really spike the economy with Cash for Clunkers, or just put more people into further personal debt?
Wednesday, December 9th, 2009Uncle Tom asked: Americans could learn a lot from working with Jewish people. If a Jew needs a computer, and one has a 1 year warrant and is $300.00 and the other has a 5-year warrant and is $325.00, they’ll almost always buy the $300.00 system. Then they put the extra $25 in their [...]













