Archive for January, 2010

Does a personal installment loan affect your credit to debt ratio?

Saturday, January 30th, 2010

Conway asked: I question that everyone should ask….. and want to know.Craig Similien

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Question About My Personal Credit Debt Situation?

Friday, January 29th, 2010

seeveelee asked: I am a student in college at the moment, and recently i have finally sat down and looked at my financial situation.
Turns out i am about 8000 in debt and the monthly payments are starting to catch up with me, i’m starting to miss the payment dates.
Is it a good idea to consolidate [...]

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Where can I find a high risk personal loan?

Thursday, January 28th, 2010

kikkoman619 asked: I’m in California and am looking for a lender that can finance a $6-$8,000 personal loan to pay off some debts. I have a decent paying job, and am willing to pay a larger interest rate. I have tried credit.com, AIG, among others suggested on this site. Has anyone found a new lender?
I’ve [...]

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Spouse gets summons on Discover Card Debt?

Thursday, January 28th, 2010

zeus asked: My spouse received a summons that needs a response in 20 days. This is a Personal card of that spouse only and it is demanding $14,000 for a past due debt. To make it worse this spouse has no job or income to make another arrangement. What does this [...]

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Payoff Debt w/ Money in Bank or from Loan?

Tuesday, January 26th, 2010

tygger asked: Here’s my dilemma. I have about 10k in the bank. I could either use that money to pay off most of my debt (eg. car note, school loan) or hang on to that money for the upfront cash required when buying a home.
The APR on my debt is approx. 5% which is [...]

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Any good places to have a bad credit personal loan or a credit debt loan?

Saturday, January 23rd, 2010

lucina asked: I am trying to get a credit loan and I have bad credit with a 4 collections on me and is trying to have this removed with a credit score of 521. Does anyone know where can I go or begin to get this loanNeely Gerlach

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When applying for a personal loan, on monthly debts, do I need to include my monthly phone bill?

Thursday, January 21st, 2010

xmisskim51x asked: It is not a must have, but didn’t know if this will help or hurt me as they are my cells phones..
FYI andy, it’s not to pay off my monthly debts, it’s going to be for home improvement, and on the loan application process it was asking for monthly credit cards, car, etc..those [...]

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Can anyone tell me about professional debt arbitrators?

Tuesday, January 19th, 2010

MJ D asked: Their brochure mentions “customized savings plan” and says generally they have average settlement of approx. 35% of balances owed. This outfit has an “Inc.” and does charge fee according to debt amount. About how much? Anyone know??? If someone could better explain this I’d know whether or not this is my best [...]

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army debt payment program?

Monday, January 18th, 2010

gocity1979 asked: I haven’t seen any info of this online. I was told army has new program where you sign up for a six year term and they handle all of your personal debt not just college loans. You just have to pay 100 for 12 months, similar to the gibill payments. [...]

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Where can I go to get a personal loan?

Friday, January 15th, 2010

Angel asked: I am looking for somewhere that will give me a personal loan to get rid of my credit cards. I’ve already been to several banks and I’m not trying to do anything that’s going to ruin my credit like the debt relief places I’ve seen. I have good credit and always pay on [...]

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