Personal Debt-Information On Average Personal Debt, Personal Debt Consolidation Loan, Personal Debt Consolidation

Sandra asked:


If business partners each have their own education debt and they start a business together does the debt all get put together and so pay it off together as a whole or do you still see the two debts as separate and so pay two seperate yearly debt pay offs, so pay two $2,400 per year (total 4,800) instead of just one $2,400

Ronald Brimer

sistakia33 asked:


When we got divored our debts were separate, I kept mine, he kept his. How can Asset Acceptance take an old debt that they bought and claim that they have the right to get money from me although I never promised to pay them anything? I have been off work due to permanent disability for many years. My ex-husband is gainfully employed and so they went into his acount and removed the money without any prior warning. I believe that my name might have been on the bank account although I had no personal access to that account since our divorce. Is there anything I can do to keep this from happening to him again?

Isidro Forsman

nick f asked:


I already picked up a second and third job, but getting a personal loan will help me consolidate these debts and make it easier to pay off. I have a motorcycle to put up for a secured loan but not sure of where to go even for that. My credit score is 510 and I need about a 5-7 k loan. Any help in where to go?????

Chauncey Peckens

pmuzzy58 asked:


My brother in law recently took out a personal loan. He gave our home phone number as a reference. We really don’t even know where he lives or his phone number. A bill collection agency has started calling our number for the debt. I believe that he should have asked permission to give out our number. Am I correct?

Prince Satoe

SANDRA P asked:


No will. No personal debt left behind.
Dont want to go through the expense of an attorney. Got to be a simple way.

Stephen Granillo

Houston asked:


Does anyone know of a good lender (trustworthy) enough to get around a $10,000 loan to consolidate debt and only have to make one payment a month instead of like 6. Thanks alot and anything will help.

Dana Sabin

seeveelee asked:


I am a student in college at the moment, and recently i have finally sat down and looked at my financial situation.

Turns out i am about 8000 in debt and the monthly payments are starting to catch up with me, i’m starting to miss the payment dates.

Is it a good idea to consolidate my debt into one fee and pay that instead?

Does anybody know any good organization that will help me group up all my debt and save me some money?

Thanks.

Willia Lejune

Michael asked:


I own a business and am incorporated. I am considering filing bankruptcy but don’t want to include my personal debts (car payments) because I will pay those without disruption simply by getting a job. I want to find out about my business debts and if I can file bankruptcy on those and not involve my personal finances. I rent an apartment and pay car payments and do not outright own anything.

Shirley Elijah

Rebecca C asked:


I am starting a personal debt counseling business later this year, to help general consumers make a plan to get their financial lives under control. This is not the type of business that consolidates your debts for you- so you don’t have to worry that I won’t be responsible with your money or mess things up worse for you. I meet with you, analyze your debt, create a customized budget for you, teach you about how to improve your credit score and how to avoid future problems, etc. Is this a service you think is valuable? Does $100 for 3 sessions, including customized plans and analysis, seem reasonable? Any suggestions on how to make people understand how I’m different from the other credit counseling services?

Maisie Jolivette

BlankBlank asked:


Can anyone provide information regarding the links between CAD, foreign debt and the impact of exchange rate changes on the level of economic activity.

Personal responses, websites, are all usefull. I am just trying to collect data that maybe necessary for an upcoming test that might ask such a question.

Linda