Personal Debt-Information On Average Personal Debt, Personal Debt Consolidation Loan, Personal Debt Consolidation

miliastar asked:


I have some credit card debt and it has been tough trying to pay all the bills so I was thinking about taking out a personal loan to pay off some of those cards. Is this a good idea? I have about $6,000 in credit card debt. Or is there something else I should do?

Pearlie Tinin

newmom05 asked:


Or should wait untill you get your personal bills paid down first?

Roland Steczo

local girl asked:


control financially but is not making enough money for me to take home a decent check. My monthly income has been averaging around $650 a month. My monthly bills are around $1100/month. I have spoken to an attorney about filing bankruptcy and he has informed me that it a good option for me but I am concerned on how it would effect my business checking accounts since they both are attached to my SSN. I also cannot afford the nearly $1400 for the attorney fee or else I would be putting that towards my bills. I am nervous about filing and would like help. I am not someone who is taking this lightly and need some advice on how do this properly.

My questions is:
How will this effect my business checking account (which is under control)?

How do I file for bankruptcy by myself or with the help of someone else?

Larry Scoleri

Dan asked:


Capital one got a judgement against me for $3000, simply because i did not receive any summom from them therefore i was unaware of the lawsuit and thus didnt show up in court. anyways, today i receive a letter from their attorney collection office saying that if i dont pay or make arrangement with them within 10 days, they will have a sheriff’s sale on my real/ personal property. I still own a mortgage on my house and still paying my car. So I just want to know if it possible to do that in the state of PA? I worked with the debt settlement company, and they tried to offer settlement with capital one for $1750 but was rejected, so if i called them up for payment plan, i only able to pay around $50/ month, so do you think they will accept that? or should i again ask them if they willing to accept the $1750 offer to settle. Thank you

Sonia

I **** debt asked:


Are there any debt consolidation loans or personal loans for non-home owners with bad credit? I’m currently on a debt management payment plan but I’d really like to take out one loan to pay off all my debt at once.

I havent been able to find any loans for this purpose.

Thanks!

Gussie Bodor

thunder3 asked:


I would lke to know if there is a type of loan that will allow you to consolidate credit cards, personal loans, and purchase a home at the same time. I am currently a graduate student with student loans as well.

Hans Tanenbaum

teamhernandez@rocketmail.com asked:


What banks or credit unions offer the best rate? I want to apply for a credit line of $25,000. Thanks

Octavio Spragins

Erik asked:


I made a personal loan which is non-collectible. The promissory note has a stated rate of interest.

For purposes of US Federal taxes, does the bad debt deduction include the non-paid accrued interest, or only the principal?

Thanks.

Anthony

kelly g asked:


I am looking for someone who knows of a way to get a personal loan by other means than the traditional ways. Im not talking about a loan shark or anything like that but i really need a loan and am willing to pay a higher rate than usual. I have a good credit score, have been working at the same job for 9 years. If anyone knows of a loan place that can help me or if they are interested i certainly am ligitimate and have all income documents or anything needed for a loan.

Brooke

sacto_northern_cal asked:


bull: liberalism and business are only enemies in the minds of people who like to see things in black and white.

Serafina Triarsi