Personal Debt-Information On Average Personal Debt, Personal Debt Consolidation Loan, Personal Debt Consolidation

Me asked:


I have a credit score of 570ish and I want to get an unsecured personal loan to consolidate my credit cards into one payment….what are my options if i dont want to use a debt consolidation or settlement company
Are there any banks that anyone knows of that would approve me…i dont have a cosigner or a car or house to borrow against either.

Juliet Belidor

treasys asked:


I want to combine my debt but I don’t have enough debt to qualify for a debt consolidation program. please help

Edgardo Hampon

turnereac asked:


I have less than $5,000 in collections and medical bills but i would like to have one monthy payment to pay them all off. Is a personal loan the only way .I have bad credit and i am trying to fix it but l can’t find a lender for this; what are some other options?

Eleanor Stsauveur

Trillium asked:


Is it true that they can arrest me for it?

Buford Hrna

RewireD (Retarded) asked:


will fix your personal problems at home? My guess is one of the main spats against Obama is people can’t afford their bills. If the jobs are there we’ll still have 12 trillion in consumer debt, and it most likely will continue to grow exactly like it did when the economy and jobs were booming.

Get some personal responsibility.
El Tecolate, or whatever. You are the exactly the type of person I am talking about.

It’s all the governments fault everyone is into debt up to their knee’s, right?

Jeffery Sprowls

flash04jv asked:


Does the bank allow you to take out a loan for a vehicle and for a personal loan at once? I have never received a loan from a bank, but I am thinking about it to take care of some old debts and get a new car. The loan would be for about $24,000. I have great credit, so that wouldn’t be an issue. I bank at TierOne.

Sheri

ps2754 asked:


People need financial planning at every stage of their lives, whether it be debt reduction, buying a house or a car, marriage, divorce, and the biggest concern of most working people
—retirement. Why don’t more people realize that the financial decisions they make today have a direct effect on the life they will be able to afford tomorrow?

Ralph Belletto

littlemissmay asked:


I want to pay off my debt and just pay the loan off what are the chances with a credit score of 548?

Lauren

chogan asked:


several years ago I got involved in a business that didn’t make it. we had 7 partners and there was a bank loan that was joint and several. i was on the loan, and had to pay another person’s portion- a 6 figure amount. one of the partners and i subsequently signed an agreement to pay me back. now in this economy and his current business prospects in doubt i don’t know how he will pay me back. the contract has a clause in it that states it survives if he files a personal BK. is this enforceable? i’d like to understand my options before taking any further actions.

Celina Heisinger

Mags asked:


A person with Alzheimer’s disease now lives in a nursing home. Her disease is terminal. She cannot make decisions on her own. She left credit card debt behind her when she entered the nursing home. Her name is the only name on her credit card account. Given the fact that she no longer has a personal income and is unable to make the payments, is she still responsible for the debt? Is there any recourse the family can take to have the debt “forgiven” or closed out? There is no way to pay the balance.

Alex Palk