Personal Debt-Information On Average Personal Debt, Personal Debt Consolidation Loan, Personal Debt Consolidation

Agitator asked:


the person who owned our business before we took over has a lot of business debt in credit cards. since they are in his name and not any of the current owners, are we still liable? will it affect our business? how will it affect his personal credit if they were charged off?

Marty Shillinger

Philip asked:


I owe some people some money and I need a personal loan for $5000. I have a tutoring job that gives me about $200 extra a month to pay for the loan. I’m not looking for a debt consolidation company. I just want to find a bank that will give me the loan.

Jerome Bick

Tiffany C asked:


my credit history is ridiculous due to identity theft and some of my own doings. i cant get approved for nothing except VERY high interest rate payday loans. i want to pay some debt,bills and get xmas present s but noone will approve me…anyone know of any places i can go to?

Maribel Veazie

jjgirl_64601 asked:


I just lost my job and am wanting to get a loan to have surgery. I am getting unemployment and have a co-signer in place if need be. I have no expenses other than a car loan, that i have never been late on and almost no credit card debt.

Nick Lee

Alexandra asked:


For the last 6 months I’ve been stupidly poor, as in getting paid £1100 a month, and paying out all of that in debt, plus having to work shifts cash in hand at a bar to pay to get to work and for food. HOWEVER, its worth it, as this month is my final payment. That was BAD debt, like outstanding council tax debt that they wanted to take me to court for, and personal debt.

Now that’s all done, I’m left with just 3K worth of standard bank debt. I start Uni in September and I want to consolidate this and pay it off monthly. Is there a good one anyone would advise? As I’d be getting £500 a month as nursing bursary and don’t qualify for a student loan or overdraft due to my poor credit history, so I need a debt company that will let me pay it back in really small installments, like £30 a month. Seeing as the amount you pay back is judged by your income, and my income would be £500 a month, minus £300-£400 for rent and bills, then I have £100 left for travel and food for the month, I think £30 a month is reasonable.

Has anyone used a company whilst at Uni or just knows of a company that would let me pay it back in small installments? REALLY need to sort this.
Kyle N: You didn’t read properly, I’m currently working full-time but will stop next month or shortly after, as in September I go to Uni to study special needs nursing, of which then, my only income will be a nursing bursary.

Raul Pritchell

anitag asked:


They have my address and my aunt and sister both got my mail addressed to my name with my deliquent account information for 3800$ is that legal>?

Shalonda Tutt

Alease Karlie asked:


I am in dire need of a debt consolidation loan and I have bad credit. I can make things work with $5000, but I do not know where to start. I have seen people with yahoo addresses claiming they can loan money but they sound fishy as it is not a company email, their emails always seem to be yahoo. Any info will help. I fell on hard times and am now able to pay my monthly bills but I cant seem to catch up what I fell behind on. PLEASE help asap. I have a 5yr old and I do not want him to suffer us loosing our home or car.

Dong Ariola

Eclectic_N asked:


I had to give up running two years ago due to plantar fasciitis. Since then I have continued to bike, swim, and (occasionally) lift weights, and walk (as permitted by the fasciitis). However I feel less fit and I notice that I am spending more sedentary time. Any suggestions that don’t involve spending money (my debt load is already quite sufficient)?

Craig Ricco

Kristi J asked:


I’m studying to get an associate’s degree in liberal arts but now I want to get another degree in computer science. The only reason I haven’t just switched to get the other is that I have to much personal debt and the school I want to go to is out of state.

Kevin Quinn

The real Bella and Edward asked:


As most people know times are hard and my husband like many others has lost his job. We are really considering going through a company called Credit solutions or maybe another dept consolidator. To me it seems really good but I know that sometimes you can get “screwed”. I would like to know how bad this will really hurt my credit and if any of this is all worth doing? So can someone please help us out with any information or your own personal expediences about this?

Craig Similien