Archive for the ‘Credit’ Category
June 26th, 2011 | 
Author: 
Dar asked:
I’m in the process of obtaining a personal loan to consolidate some of my credit cards. I don’t know whether to add the cards that have high interest rates, but low balances, for example $650-$780. Should I include those credit card balances or not?
Norman Wright
I’m in the process of obtaining a personal loan to consolidate some of my credit cards. I don’t know whether to add the cards that have high interest rates, but low balances, for example $650-$780. Should I include those credit card balances or not?
Norman Wright
Latrice L asked:
I have about 4,000 dollars in debt over personal loans, medical, school, ect. I was wondering what’s the best website or company to use when trying to get rid of my debt. Help please!
Christie Ciganek
I have about 4,000 dollars in debt over personal loans, medical, school, ect. I was wondering what’s the best website or company to use when trying to get rid of my debt. Help please!
Christie Ciganek
theclown16x asked:
im searching for a 15,000 personal loan
but im in debt (around 2,000-3,000)
can some one help me plz !!@!@
Marie
im searching for a 15,000 personal loan
but im in debt (around 2,000-3,000)
can some one help me plz !!@!@
Marie
Posted in Credit | 
Tags: Loan With Bad Credit, Personal Credit, Personal Loan With Bad Credit | 
No Comments »
blcross03 asked:
I think this is the only way for me to improve my credit score. I have a personal loan, credit card, house, car, and regular bills each month. I am behind a month on both my house and car due to being laid off, but I am now back to work.
Abraham Ennis
I think this is the only way for me to improve my credit score. I have a personal loan, credit card, house, car, and regular bills each month. I am behind a month on both my house and car due to being laid off, but I am now back to work.
Abraham Ennis
greggie asked:
do you know of any credible debt consolidation companies? i’ve heard that most of them are just scams. your answers will be greatly appreciated. thanks!
Errol Roat
do you know of any credible debt consolidation companies? i’ve heard that most of them are just scams. your answers will be greatly appreciated. thanks!
Errol Roat
JM1976 asked:
If a municiple lien was placed on the debt, does that make a difference?
Lavern Ripson
If a municiple lien was placed on the debt, does that make a difference?
Lavern Ripson
Posted in Credit |
Tags: Collections Agencies, Pennsylvania Personal, Personal Bank Accounts |
1 Comment »
jennifer_nej asked:
We really want to increase our credit scores and pay off what i think is small debt but looks ugly on our credit reports.
Heriberto Bambino
We really want to increase our credit scores and pay off what i think is small debt but looks ugly on our credit reports.
Heriberto Bambino
Swooned asked:
I have about $30,000 in unsecured debt that I accrued during college (credit cards, loans…). Now I’m working overseas and don’t make nearly enough to pay minimum payments. So I’ve let everything slide for 6 months (not proud of it). Recently my relatives have been getting calls from collection agencies looking for me. I don’t plan to return to the US for at least another 7 years, which is the time delinquencies are reported to the credit bureaus, so I’m not too concerned about my credit score. But I am concerned about my relatives being bothered by their attempts to locate me, since they don’t know about my debt. What would happen if they decide to sue me? How likely is it that they’ll sue me if I have no personal asset of any value, no employment (that they know of), and they can’t find me? How would they serve me with the lawsuit? I don’t wanna seem totally irresponsible, but I can’t possibly repay the amount (even in monthly payments) in my current situation.
I just wanted to clarify that I am currently overseas and don’t plan to acquire any kind of credit or loans in the next 7-10 years.
Aleida Lane
I have about $30,000 in unsecured debt that I accrued during college (credit cards, loans…). Now I’m working overseas and don’t make nearly enough to pay minimum payments. So I’ve let everything slide for 6 months (not proud of it). Recently my relatives have been getting calls from collection agencies looking for me. I don’t plan to return to the US for at least another 7 years, which is the time delinquencies are reported to the credit bureaus, so I’m not too concerned about my credit score. But I am concerned about my relatives being bothered by their attempts to locate me, since they don’t know about my debt. What would happen if they decide to sue me? How likely is it that they’ll sue me if I have no personal asset of any value, no employment (that they know of), and they can’t find me? How would they serve me with the lawsuit? I don’t wanna seem totally irresponsible, but I can’t possibly repay the amount (even in monthly payments) in my current situation.
I just wanted to clarify that I am currently overseas and don’t plan to acquire any kind of credit or loans in the next 7-10 years.
Aleida Lane
jjsmith_57 asked:
We live in Texas. My husband takes out lots of credit cards for his own personal use.
Bill
We live in Texas. My husband takes out lots of credit cards for his own personal use.
Bill
R K asked:
There are many similarities between 1920s and now, and I have read that everybody then bought cars, appliances and especially stocks on massive credit just like now, only now instead of stocks it is housing and CC debt. Was the little American broke then, too, and just had debt, or were they smarter than today?
Trevor Goodchild
There are many similarities between 1920s and now, and I have read that everybody then bought cars, appliances and especially stocks on massive credit just like now, only now instead of stocks it is housing and CC debt. Was the little American broke then, too, and just had debt, or were they smarter than today?
Trevor Goodchild