Personal Debt-Information On Average Personal Debt, Personal Debt Consolidation Loan, Personal Debt Consolidation

icpooreman asked:


Hypothetically say I had a credit score in the very high 700s. Made about 95k a year and the only debt I have is about 15k in student loan debt. Then say I wanted to get cash in the form of a loan to do whatever I need to with. How much money could I get a loan for if any? What interest rates could I expect? What timeline for payback could I expect?

Eula Jefcoat

Greg asked:


Obviously, the dollar will be massively devalued, making it hard to buy everyday things that we need. What I’m wondering though is if the banks will be able to raise existing payments based on the lower dollar value. I don’t think so since you have a contract with them for the loan or whatever and it doesn’t change currently as the dollar goes up and down. Could credit card companies mess with interest rates to try to make up the difference? I’m really just wondering if I should go buy a bunch of stuff now since it will be impossible to buy much after the dollar crashes and along with it everyone’s ability to purchase stuff, which will then knock out most jobs, turning us all into savage murderous zombies killing each other for food and xbox games.
Well, the xbox games part was not intended to be taken too seriously, and the stuff I spoke of was not so much necessities but rather toys that I would think would no longer be attainable in the above scenario, like a new boat, motorcycle, stuff that runs on gas which would become difficult to get anyway. Just considering raising my debt ceiling is all.. lol, not really.

Enoch Okoli

blessedcof asked:


I was not a joint account holder. Will the creditors return the payments I made after his death?

Linwood Balsamo

Favian asked:


I am 19, unemployed, with no idea of my credit score, but me my mom are in need of some assistance with rent, so is there a place that can give you up to a $2000 loan with my background? That should cover our debt so we can get back up again.
The amount of money is for three months of rent plus some other bills. My mom’s health got bad during these three months and there were unexpected medical expenses. We can afford all this, but we just need to know who can loan us this.

Teddy Eget

magc550 asked:


I can pay it all off with this, its semi urgent because I am also going through some personal money issues that may or may not affect me. I **** to do it but I’ve had this debt for a while. Your opinions? Thank you.

Margot Savala

mushigao asked:


Obviously I’m no expert on bonds and whatnot. I realize the downgrade can make mortgage rates and loan rates rise. I don’t know how savings account interest rates are determined. Are they connected to bond rates?

Average APY ***** now compared to the 4-5% a few short years ago compared to 1.10% being top line these days. If the Fed raises rates, does that affect savings account rates? Thanks.

Nu Lookabaugh

rebelprince100 asked:


I am wondering whether or not I should take out a loan to pay off the student loan and CC debt that I have now. With my student loan and CC I would need a loan of around $15,000. My int. rates for my student loan is 6.8% and my CC int. rates are 13% and 16.99%. What should I do?

Lucio Chafin

John Brown asked:


How about investor funds in a business paid as salary to CEO reported as income for the same purpose?

Janeth Deir

chauncielovesyou asked:


i have very little credit not from being irresponsible but from being smart and not getting credit cards or going into debt. but i dont have a cosigner either. this is a really hard time and no where to turn. any suggestions? please help!!! and its not like i cant pay it off either i have full proof that i can pay it off over an 18 month span with at most a 10% interest. and i was still turned down by my bank.

thank you,
dci

Heidi Inaba

anything i want asked:


I have some debt that i like to consolidate but i hear a lot of these companies are a rip off, do you know from personal experience of a Good company???
Thanks for yur answer!

Margo Turnquist