Archive for the 'Personal Finance' Category

What are my options to reduce our debt?

Wednesday, September 1st, 2010

whatever asked: My wife and I are $70,000 in debt from credit cards. We make great money but over the years things got a little out of hand. I just tried to get a personal loan for $50,000 and the bank said that our debt to income ratio is off and they will [...]

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • description
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz
  • StumbleUpon

What is the next investment step with my personal finances?

Saturday, August 28th, 2010

DLC asked: I am 28 years old. I have no credit card debt. I have $18,000 in a high yield savings account (5%). I have $2100 in Mutual Funds (made 8% so far YTD). I have $10,500 in my 401K. I own a house in Texas that I currently rent out. The rent pays for [...]

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • description
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz
  • StumbleUpon

What are the advantages and disadvantages of getting a debt relief order?

Thursday, August 26th, 2010

Versatile asked: If you have a small business will it effect it? Or is separate from personal debt? I was told about this DRO from charity debt advisor and I have not told them I run a small business. Any suggestionsChung Vanweerd

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • description
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz
  • StumbleUpon

How much personal debt would consider alot?

Wednesday, August 25th, 2010

Sarah Ann asked: As far as credit cards etc…Ping Manring

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • description
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz
  • StumbleUpon

Warrant in Debt and Bankruptcy?

Wednesday, August 25th, 2010

SingleAgain asked: I received a warrant in debt from Capital One. I am in Virginia, and the amount is over $6000 just for this one bill, which is ridiculously way more than the principal. I have a ton of other bills that accumulated from a rocky marriage (of which the divorce is not finalized yet) [...]

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • description
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz
  • StumbleUpon

can a personal loan company employee come to your house to collect a debt?

Sunday, August 15th, 2010

patrick asked: i took out a loan about 4 months ago and the were calling me and sending me letters witch is normal when you default on a loan but a employee for the loan company started coming to my house can they do that if they are not a debt collector???Hassan Handel

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • description
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz
  • StumbleUpon

Any Debt Consolidation options out there?

Sunday, August 15th, 2010

labellewg asked: Do you know of any reputable debt consolidation companies? I have 2 credit cards and 1 personal loan, for about 20k, that I would like to consolidate into one bill. Any options or suggestions no how to do this?Christen

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • description
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz
  • StumbleUpon

What is the best Personal Finance software out there?

Friday, August 13th, 2010

end is forever asked: I currently have Microsoft Money 2000, and I seriously need an upgrade because it’s so old and out of date.
Can anyone recommend a good and easy to use program that I can buy/download?
What do you use and would you recommend it to others?
I just need to perform basic functions [...]

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • description
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz
  • StumbleUpon

Can a collection agency garnish money from your personal paycheck in the State of Texas?

Thursday, August 12th, 2010

traveler asked: A collection agency has acquired the debt of my daughter who lives in Texas and has threatened my daughter that if she doesn’t pay a large amount up front they will garnish her paycheck from where she works. Can they do this? Is this legal?Jonah Grant

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • description
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz
  • StumbleUpon

How would i go about getting a personal grant?

Monday, August 9th, 2010

sweetchocolate_2005_69 asked: To pay off debt, get into my own place, get a car, ectCristina Harootunian

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • description
  • LinkedIn
  • Live
  • MySpace
  • NewsVine
  • Reddit
  • Technorati
  • Yahoo! Buzz
  • StumbleUpon
online secured loan