September 23rd, 2008 | 
Author: 
mdhislam asked:
I have $38000 credit card loan. It is hard to manage all of them.
They are high interest rate. Is there any personal loan out there
which will be lower interest rate and I can pay one creditor….
I have good job but this credit card killing me.
I don’t have any house. I also do not want to file bankruptcy or consolidation.
I work for the city and my salary is over 75 in the w2
Aleksandra
I have $38000 credit card loan. It is hard to manage all of them.
They are high interest rate. Is there any personal loan out there
which will be lower interest rate and I can pay one creditor….
I have good job but this credit card killing me.
I don’t have any house. I also do not want to file bankruptcy or consolidation.
I work for the city and my salary is over 75 in the w2
Aleksandra
Posted in Credit | 
Tags: Consolidation, Credit Card Debt, Credit Card Loan, Credit Debt, Creditor, File Bankruptcy, Good Job, High Interest Rate, Personal Credit, Personal Debt, Personal Loan, Salary, W2
Can you refi the house?
Mortgage rates are at their lowest, and are about to go up next quarter or next summer.
I’m not going to ask, how in the world you got into sooooo much debt.
If you still have good credit, perhaps you can apply for a card that has 0% balance transfers for 1 year.
Go to: bankrate.com and click on best cards for balance transfers.
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think about consolidating at a reputable company.
whatever you bought with the credit cards, sell it.
file for bankruptcy
Hey Judy, he doesn’t have a house.
No one would offer you a lower rate except a credit union. And they seldom loan to pay off a credit card.
At you would pay at least 14%. Prosper.com and Zopa.com are no longer lending..