March 8th, 2010 | 
Author: 
fishingfan asked:
i need help…. i am 22 years old i am trying to go back to school and i have like 12k in consumer debt that i cant make go away. My credit score is like a 600 and i cant get approved for a personal loan anywhere….i cant turn it into a consolidation company because my parents are co-signed on the two biggest debts i have. I dont know what to do. In order to keep my head above water i would need to work two full time jobs. I cant work two full time jobs and go to school full time as well. I just really dont know what to do… i need help. I need to figure out a way to pay it off fast. Does anyone know of any student loans that i could get that would allow me to pay them off? I dont have bad credit i dont have any late payments on anything that are on my credit so i really dont want to make it any worse than it already is. Someoen please help me find a solution. Thank you.
Anna
i need help…. i am 22 years old i am trying to go back to school and i have like 12k in consumer debt that i cant make go away. My credit score is like a 600 and i cant get approved for a personal loan anywhere….i cant turn it into a consolidation company because my parents are co-signed on the two biggest debts i have. I dont know what to do. In order to keep my head above water i would need to work two full time jobs. I cant work two full time jobs and go to school full time as well. I just really dont know what to do… i need help. I need to figure out a way to pay it off fast. Does anyone know of any student loans that i could get that would allow me to pay them off? I dont have bad credit i dont have any late payments on anything that are on my credit so i really dont want to make it any worse than it already is. Someoen please help me find a solution. Thank you.
Anna
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My suggested course of action examine all spending problem go away normally say that really isnt you cant live.
What Adam L said.
1. Cut up the cards. Do not use them again.
2. Get yourself on a written budget. Give every dollar a name and a mission. You can control your money or your money will control you.
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