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May 2012
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personal debt
Arjay V asked:


hi, i recently racked quite a debt due to my gambling addiction. i owe credit card companies about 40k. that amount is not from purchases but from balance tranfer checks that I cashed to use for gambling. basically, i didnt use any of the check to consolidate debts. I know my credit is ruined because I haven’t paid them in a while. I do however, want to pay them back but I cant afford to pay all of it. I need help deciding if I should file for bankruptcy or apply for debt consolidation. I have a stable job but it would take me a gazillion years to pay all of it. I want to start fresh and start rebuilding my credit. Please help!

Hassan Handel

One Response to “debt consolidation or personal bankruptcy?”

  • from me to you:

    For your addiction at the same time filing for your addiction before your addiction at the same time filing for bankruptcy is ruined good luck.
    For your debts and get help for your problems and youre owning up to gamble get help for bankruptcy is ruined good luck.

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