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February 2012
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personal debt
kelly g asked:


However it is not a true debt to income ratio because i make at least double what my checks show. I make a huge part of my income in tips that i dont have to report. I report some but not all. So whenever i apply for a loan it looks like i dont make enough. Does anyone have any suggestions?

Noble Willick
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6 Responses to “I need to get a personal loan but i have a high debt to income ratio?”

  • Moolanomy.com:

    I hope the IRS doesn’t read Yahoo! Answers :-)

    Well, I guess that’s the price you pay for not paying your taxes.

  • *Cara*:

    You are supposed to be reporting ALL of your tips. This is what you get when you try to scam the system.

  • JenS12:

    That is why you should claim 100% of your tips instead of % of your sales.

  • ktrb:

    Sure, stop lying about your income. You can’t have it both ways; you can either cheat on your taxes and not qualify for a loan, or pay the taxes and qualify. It’s up to you.

  • Kevin C:

    debt is for suckers. don’t get a loan. pay cash.

  • Jennifer:

    Hi,
    I used “Credit Solution” to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:

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